Built for Malaysian working professionals. Even if illness or an accident stops you from working, your family's lifestyle stays protected — no matter what.
Free, no obligation. Just an honest, friendly conversation.
The Biggest Financial Blind Spot
It's losing your income. Your home loan, car loan, and daily expenses don't stop just because you're sick — but your salary might.
A long hospitalisation means no salary — but every bill still arrives on time, every single month.
A single critical illness treatment can cost hundreds of thousands of ringgit — enough to wipe out years of savings.
If you are the main income earner, a loss of income affects the entire household — not just you.
Recovering from a critical illness can take months or even years. Where will your living expenses come from?
Protection Plans
My role is to help you build the right protection before disaster strikes. Here are the three core pillars of income protection I plan for my clients:
Why Choose Me
"Insurance is the financial solution during needy times — especially when money is scarce. I want to share my knowledge so that other people can help themselves and have a better life."
Client Testimonials
"I never thought illness could cut off my income. Now I have a plan that gives me real peace of mind — I no longer worry about being a burden to my family."
"No confusing jargon — just clear, honest financial planning. My medical bills and living expenses are covered. This is the smartest decision I've made."
"Professional, personalised advice with zero pressure. Alice helped me fill a huge gap in my financial planning. Highly recommended for every working adult."
Getting Started Is Simple
Tell me a little about your situation. I'll respond within 24 hours to schedule a dedicated 1-on-1 conversation at a time that works for you.
I'll take the time to understand your income, family situation, and existing coverage — and identify any protection gaps you may not know about.
I'll recommend the right combination of coverage for you, with clear costs and benefits. No hidden clauses, no surprises — ever.
Common Questions
One free conversation could be the most important decision you make for your family this year.
📞 6012-776 2288 · ALICE LING Beyond Insurance · Free, no sales pressure